Your year-round tax organizer. Gather everything in one place, then hand it off to your preparer or file yourself.
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Organize all year
Log income, expenses, mileage, and receipts as they happen — no scrambling in April.
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Personalized checklist
The app builds your document checklist from what you enter — exactly what your preparer needs.
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Your data stays with you
Nothing is uploaded to servers. Your summary saves as a PDF on your device — you control what you share.
Step 2 of 4
About you
A few basics to personalize your checklist and deductions.
Your first name
MI
Last name
Are you married?
Spouse's first name
MI
Spouse's last name
Any children or other dependents?
Dependents drive the Child Tax Credit and other credits. SSN and other details can be added later.
Step 3 of 4
Where & what
Your state affects which deductions apply. Your occupation helps flag tax breaks you may not know about.
State of residence
Your date of birth
Spouse's date of birth
Drives age-based deductions and credits — the extra standard deduction at 65+, the Saver's Credit, and more.
Your occupation
Used on your 1040 and to identify deductions — tips, educator expenses, union dues, SE deductions.
Spouse's occupation
Step 4 of 4
Your income sources
Check everything that applies to 2026. You can add or remove these later.
Good morning 👋
Tax year 2026
0
Income sources
$0
Expenses logged
0
Docs missing
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ready
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Income
Sources & amounts
📋
Expenses
Deductions & receipts
To do
Recent entries
Income
Tax documents
W-2, 1099s — amounts come from the form
Self-employment & business
Freelance, consulting, rental income
Does your self-employment income include customer tips?
e.g. rideshare, delivery, salon, bartending. Tips are already counted in the income above and still owe self-employment tax — but they qualify for the OBBBA No-Tax-on-Tips deduction.
How much of it was tips? (the deduction is capped at your net business income)
$
No self-employment or business income this year — nothing to report.
Self-employment includes any work you did for yourself — freelance, consulting, gig/app work (Uber, DoorDash, etc.), a side business, or cash jobs — even without a 1099. If clients or platforms paid you, you likely have 1099-NEC or 1099-K forms; keep your own income records regardless. If any of this applies, mark Yes.
Other income
Tips, prizes, alimony, unemployment…
Prizes, unemployment, jury pay, gambling, scholarships, cancelled debt, and more.
Any unreported cash tips? — Form 4137
Cash tips you received but didn't report to your employer (not already on your W-2). These are added to income on Form 4137 — and count as qualified tips for the OBBBA No-Tax-on-Tips deduction.
How much in unreported cash tips?
$
Spouse's unreported cash tips — Form 4137
$
Gambling & lottery
Log sessions, W-2G forms, wins & losses
Retirement & investments
1099-R distributions · investment accounts
Home & property sale
Sold real estate? Capital gain · 1099-S
Social Security
SSA-1099
Expenses
Business mileage
Mileage log
Log business trips throughout the year
Business meals
Business meal log
Log meals with clients — 50% deductible
Per diem travel
Per diem travel
Log overnight business trips
Home office
Home office deduction
Log your home office for Schedule C or E
Tax year
Which year are you organizing? Everything you enter — income, expenses, documents — is for this tax year.
Which income source?
Every expense must be tied to an income source so it goes on the right schedule.
Add a business income source first
Add expense
Category
Category
Category
Category · state return only
These expenses are not deductible on your federal return — under current law, unreimbursed employee business expenses are permanently disallowed federally. They reduce your state taxable income only via your state schedule.
State conformity is re-verified each tax year — a state can change its rules, so your preparer confirms your state still allows this for the filing year.
Date
Amount
$
Description
Receipt
Receipts are required for most deductions. For items under $75 with clear business purpose, a detailed log entry may suffice.
Asset type
Description
Purchase date
Purchase price
$
Assets lasting more than a year are depreciated, not deducted all at once. Keep your receipt — your preparer or software handles the depreciation schedule (Form 4562).
Business meal log
$0
Total meal expenses · 2026
$0
Est. deduction (50%)
0 meals logged50% deductible under IRC §274
The IRS requires contemporaneous records for every business meal — meaning logged at or near the time of the meal, not reconstructed later. Each entry must include: amount, date, restaurant name, business purpose, and who attended.
Per diem travel
For overnight business travel you can use the standard federal per diem for meals & incidentals instead of saving every receipt. Log each trip's destination and days away — your preparer applies the current GSA rate for that location. Meals are normally 50% deductible; transportation workers under DOT hours-of-service rules use the special rate at 80%. Lodging still needs actual receipts.
0
Total travel days · 2026
0 trips
Add a trip
Destination (city, state)
Departed
Returned
Business purpose
Log a business meal
Date
Total bill (incl. tip)
$
50% deductible$0
Restaurant or venue
Business purpose (required by IRS)
Attendees (names & company)
Include yourself if you are the only person present and can show a business connection.
Meal type
Receipt captured
Keep receipts > $75 — IRS may require them
Business meals are 50% deductible. Entertainment (concerts, sports events) is not deductible under current law. If a meal occurs directly before or after a business meeting, note the meeting in the purpose field.
Gambling log
IRS session method required. Per Rev. Proc. 2015-29, recreational gamblers must track winnings and losses by session — not hand-by-hand or spin-by-spin. A session begins when you start play and ends when you stop. Log each session separately. Losses are deductible only on Schedule A if you itemize, and only up to the amount of your winnings.
$0
Total winnings
$0
Total losses
$0
Net
W-2G formsNone
Casinos and sportsbooks issue Form W-2G for winnings over certain thresholds ($1,200 slots/bingo, $1,500 keno, $5,000 poker tournaments). Upload each W-2G — these are reported separately and withholding appears on line 17.
Session log0 sessions
Log gambling session
Date
Activity type
Venue / establishment
Session result
Enter what you won and lost during this session. Leave winnings at $0 for a pure loss (scratch tickets, losing bet, etc.).
Winnings (before losses)
$
Losses / amount spent
$
For slots/table games: log what you walked in with vs. what you walked out with — the IRS session method. For sports bets: log the wager as your loss, the payout as your winnings. For lottery/scratch: log the ticket cost as your loss, prize as your winnings.
Notes (optional — table #, machine ID, game)
Whose winnings are these?
If this session generated a W-2G, add it separately using the "Add W-2G form" button on the log page after saving this session.
Add W-2G form
Form W-2G is issued by the payer (casino, lottery, sportsbook). Upload it and record the key amounts — these are reported on Schedule 1 Line 8b and withholding goes on Form 1040 Line 17.
Payer name
Date won
Type
Box 1 — Gross winnings
$
Box 4 — Federal withheld
$
State withheld (Box 15) (optional)
$
Whose W-2G is this?
Upload W-2G
PDF or photo of the form
W-2G uploaded
Filing summary
Save your tax file
Your summary stays on your device — you control what you send
In both PDFs
All income sources & totals
Expenses by source & schedule (C, E, state)
IRA, HSA, SE health insurance, retirement
Schedule A — mortgage, SALT, charity
Mileage log & business meal log totals
Special situations flagged for preparer
Uploaded tax form inventory
The audit copy also embeds every individual receipt & document image
The preparer PDF excludes receipts, SSNs & banking info
The PDF is saved to your device only. I'm Tax Ready never uploads, stores, or transmits your financial data. You control what you send and when.
Home office
Not started
The space must be used regularly and exclusively for business. A dedicated office room qualifies. A kitchen table used sometimes does not. This gets confirmed eligibility — log your details and let them calculate the deduction.
Calculation method
The larger deduction method will be used. Log your measurements now — they're needed for both methods.
Simplified
$5 per sq ft · max 300 sq ft · max $1,500/year · no depreciation
Regular (actual)
Business % × actual home expenses · often larger · requires Form 8829
Both methods are calculated — the larger deduction applies.
Office space
Office room sq ft
sq ft
Total home sq ft
sq ft
Business use percentage0%
Type of space
Assign to income source
The home office deduction applies to a specific business or rental property. If you have multiple, add a separate home office entry for each.
This home office is for
Actual home expenses — for regular method
The business-use percentage is multiplied by these totals to calculate the regular method deduction. Log annual amounts for 2026.
Add expense
Category
Annual amount
$
Total home expenses$0
Depreciation note: The regular method includes a depreciation deduction for the portion of your home used for business. This reduces your cost basis and may result in depreciation recapture when you sell. This is calculated this — you don't need to do anything. Just know it exists.
Mileage log
0 mi
Total deductible miles · all vehicles · 2026
$0
Est. deduction at IRS rates
2026 IRS standard mileage rates: $0.70/mi business · $0.21/mi medical · $0.14/mi charity. Just log your miles — rates are applied automatically.
Add vehicle
Vehicle description
Jan 1, 2026 odometer (mi)
mi
Dec 31, 2026 odometer (mi)
mi
Total annual miles driven helps establish your business-use percentage. The IRS may request this to verify your deduction.
Log a trip
Vehicle
Date
Miles
Purpose
Destination
Business purpose (required by IRS)
The IRS requires date, miles, destination, and business purpose for every deductible trip. Keep this log in case of audit.
Documents
Your document checklist
Uploaded files0 uploaded
Payments & deadlines
Key tax datesDeadlines & reminders
Federal & state quarterlyNext due —
Filing extensionForm 4868
Prior year
Last year's returnReview items
Questions
Keep a running list of questions for your tax preparer or tax software. Jot them down as you think of them, then check them off once you've asked. Nothing here is sent automatically — it's your personal prep list.
Life & tax changes14 questions
For your preparer
Banking same as last year?
For your preparer's reference — whether your direct-deposit / payment bank account is unchanged. No account numbers are stored here.
SSN / ITIN ready?
Your preparer needs a Social Security number (or ITIN) for everyone on the return. For your privacy, the app doesn't store it — just confirm you have it ready to share securely.
Home ownership
Do you own or rent your home?
529 / Coverdell ESA
Did you take a distribution from a 529 College Savings Plan or Coverdell ESA?
A 529 or Coverdell ESA distribution is reported on Form 1099-Q. Amounts used for qualified education expenses are generally tax-free; earnings on non-qualified amounts may be taxable. Upload the 1099-Q so your preparer can confirm.
Who was the beneficiary of the 529 plan or Coverdell ESA?
Did the distribution cover qualified education expenses (tuition, fees, books, required supplies, room and board, etc.)?
Household employees
Did you pay an individual (not a company) to care for your children, an elderly family member, or maintain your home?
Paying a household worker (nanny, caregiver, housekeeper) — as opposed to a company — may make you a household employer, owing employment taxes on Schedule H (the "nanny tax"). Please upload any payroll records, Forms W-2, or household payroll reports so your preparer can determine what is owed.
Installment sales
Did you sell property using an installment sale or receive installment sale payments during the year?
When you sell property and collect the price over more than one year, the gain is generally reported as you receive payments, on Form 6252 — and part of each payment is taxable interest. Upload the sale agreement, closing documents, and any prior-year Form 6252 so your preparer can calculate this year's installment gain.
Whose sale is this?
Sale of business assets
Did you sell, trade, or dispose of any business or rental property assets during the year?
Selling, trading, or disposing of business or rental assets (equipment, vehicles, property) is reported on Form 4797, and any prior depreciation may be recaptured as income. Upload the sale or trade documents along with the asset's purchase and depreciation records so your preparer can calculate the gain or loss.
Whose asset is this?
Timber & mineral rights sale
Did you sell timber (standing or cut) or mineral, oil, or gas rights this year?
Sales of timber or mineral, oil & gas rights are usually capital gains (Schedule D / Form 8949) — though timber cut for a business and depletable property can be ordinary income or Form 4797, and any depletion taken may be recaptured. You may receive Form 1099-S or 1099-MISC. Upload the sale contract, any 1099, and your cost-basis / depletion records so your preparer can determine the treatment.
Whose sale is this?
Collectibles sale
Did you sell any collectibles — art, coins, stamps, antiques, gems, precious metals, or similar — this year?
Gains on collectibles are capital gains, but long-term gains are taxed at a higher maximum rate of 28% (not the usual 0/15/20%). Reported on Schedule D / Form 8949. Online sales may bring a 1099-K, and some dealers or metals funds issue a 1099-B. Upload sale records, purchase receipts or appraisals showing your cost basis, and any 1099 so your preparer can figure the gain.
Whose sale is this?
Moved to another state
Did you move to a different state this year?
My questions
Common questions to consider
Deductions
Deductions and credits reduce what you owe. Add the ones that apply — your preparer or software confirms eligibility.
DependentsAdd children & dependents
Tax creditsFind credits
Schedule A — itemizedMortgage · SALT · charity
Above-the-lineStudent loan · educator
Health & medicalSE premiums · Medicare
HSAHealth savings account
Retirement contributionsIRA · SEP-IRA · Solo 401k
Home improvements & basisCapital improvements
Est. payments
Key dates
Health & medical
$0 tracked
Self-employed health insurance is above-the-line. If you have Schedule C, S-corp, or partnership income, premiums paid for yourself, your spouse, and dependents are fully deductible on Schedule 1 — no itemizing required. This is often the most valuable deduction self-employed people miss.
Self-employed health insurance premiums
Medical / hospitalization premiums
Monthly or annual total you pay
$
Dental insurance premiums
For yourself, spouse, and dependents
$
Vision insurance premiums
For yourself, spouse, and dependents
$
Long-term care insurance premiums
Age-based limits apply — preparer calculates
$
Did you purchase insurance through an ACA Marketplace?
Marketplace plans reconcile via Premium Tax Credit (Form 8962) — different treatment from employer or private plans
Marketplace premiums paid after advance tax credit adjustments are still deductible. Upload your Form 1095-A in the Tax Credits screen — the net premium (after APTC) is what's deductible here.
Eligibility reminder
You have net profit from Schedule C, S-corp wages, or partnership income
Neither you nor your spouse were eligible for employer-sponsored coverage
Deduction cannot exceed your net self-employment income for the year
Total SE health insurance deduction$0
Medicare premiums
Medicare Part B, Part D, and Medicare Supplement (Medigap) premiums qualify as medical expenses. If you are self-employed, they may be deductible on Schedule 1. Otherwise they go on Schedule A, subject to the 7.5% AGI floor.
Medicare Part B premiums
Standard 2026 premium: $185.00/mo
$
Medicare Part D premiums
Prescription drug plan
$
Medicare Supplement (Medigap)
Supplemental coverage premiums
$
Out-of-pocket medical expenses
Schedule A medical expenses are only deductible to the extent they exceed 7.5% of your AGI. Log everything — your preparer or software applies the floor. If you don't itemize, these don't help directly, but they're still worth tracking in case you're close to the threshold.
Estimated 2026 AGI
Used to calculate 7.5% floor — estimate is fine
$
Enter your estimated AGI above to see how much of your medical expenses are deductible.
Summary for your return
Add medical expense
Category
Date
Amount paid
$
Description
Only out-of-pocket amounts — not reimbursed by insurance, FSA, or HSA. Cosmetic procedures, gym memberships, and toiletries don't qualify.
Home improvements
Capital improvements increase your cost basis — reducing taxable gain when you sell. A $50,000 renovation on a home you bought for $500,000 means you're taxed as if you paid $550,000. Log every improvement now so records aren't lost at sale.
Primary home — cost basis
Purchase price
$
Purchase date
Closing costs (added to basis)
$
Estimated current value
$
Primary home exclusion: up to $250,000 of gain tax-free (single) or $500,000 (married filing jointly), if you lived in the home 2 of the last 5 years before sale.
What qualifies as a capital improvement?
✓Adds to basis: room additions, new roof, HVAC system, new kitchen, bathroom remodel, deck, fence, landscaping, pool, electrical upgrade, windows, solar (if installed before Dec 31, 2025 — credit has expired)
✗Does not add to basis: painting, repairs that restore to original condition, appliance replacements (unless installed permanently), cleaning
A repair that materially adds to value or adapts the home to a new use does qualify. Keep all contractor invoices and permits — these are your proof if audited at sale.
Capital improvements log
Add improvement
Type of improvement
Description
Date completed
Total cost
$
Cost breakdown (optional but recommended)
Labor
$
Materials
$
Contractor name (optional)
Permit / invoice on file
Keep contractor invoices and building permits
This improvement will be added to your adjusted cost basis. When you sell the home, a higher basis means less taxable gain — potentially saving thousands in capital gains tax.
Non-cash donations
Log clothing, household goods, and other non-cash gifts as you donate them, and keep each receipt. Once your yearly total tops $500, the IRS needs the details on Form 8283 — your preparer completes it from this log.
Add donation
Charity / organization
Date of donation
Fair market value
$
Description of items
Estimate fair market value — what the items would sell for used, not what you originally paid.
Donation receipt
Last year's return
2025 → 2026
Review what you've entered in the app this year. Confirm, update, or archive each item — confirmed items carry forward, archived items are removed.
Filing extension
Not requested
An extension gives you more time to FILE — not more time to PAY. If you expect to owe taxes, you must estimate and pay by April 15, 2026 to avoid a late-payment penalty (0.5% per month). An unpaid balance still accrues interest from April 15.
What Form 4868 does
Extends your filing deadline to October 15, 2026
Automatic 6-month extension — no reason required, no IRS approval needed
Protects you from the failure-to-file penalty
5% per month without an extension — up to 25% of unpaid tax. The extension eliminates this entirely if you file by October 15
Extends deadlines for SEP-IRA and Solo 401(k) contributions
If you file an extension, your employer retirement contribution deadline also extends to October 15
Does NOT extend the payment deadline
Taxes owed must be paid by April 15, 2026. Underpayment accrues interest at the federal rate (currently ~8% annually) from April 15 regardless of when you file
Do you want to request an extension?
Common reasons to extend
K-1 not received yet
Partnerships, S-corps, and trusts often send Schedule K-1 late — sometimes in September. An extension lets you wait for the correct figures.
Out of the country on April 15
You automatically get until June 16, 2026 if outside the US — but an extension gives you until October 15.
Complex return with many moving parts
Rental properties, business income, foreign accounts, and large capital transactions often need more time to get right.
Life event or hardship
Death of a spouse, illness, natural disaster, or other major event. The IRS has penalty relief provisions for reasonable cause.
Waiting for amended or corrected 1099
Brokerages sometimes issue corrected 1099s in February or March — filing early and then amending is more work than extending.
How to file Form 4868
1
Your preparer or tax software files it electronically
The easiest way. Tell your preparer you want to extend and they handle it. Most software also files 4868 automatically with a single click.
2
File directly at IRS.gov/payments using IRS Direct Pay
Make a payment and select "Extension" as the reason — this automatically files your 4868 and submits your payment in one step.
3
Mail a paper Form 4868 (postmarked by April 15)
Download from IRS.gov/Form4868. Must be postmarked, not received, by April 15. Keep your certified mail receipt.
Life & tax changes
0 of 14
Answer Yes or No to each question. Your preparer or tax software sees your answers before filing — these flag situations that require extra forms or change how your return is prepared. Answer for the 2026 tax year.
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First name
Middle initial
Last name
Email
Phone
Tax profile
Tax year
Marital status
State of residence
Dependents
None added
Occupation — your primary job title
Used on your 1040 and to identify applicable deductions — tips deduction, educator expenses, union dues, etc.
Spouse occupation
Date of birth
You
Spouse
Notifications
Document reminders
Monthly reminder if uploads are missing
Deadline alerts
April 15 countdown at 30, 14, and 7 days
Payment reminders
Quarterly estimated payment alerts
Weekly progress
Friday summary of what still needs attention
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Restore from backup
Replaces everything in the app with a backup file
Delete my account
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Version 1.0 · Tax year 2026 Privacy Policy · Terms of Service
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Social Security
Not started
Up to 85% of your Social Security benefits may be taxable depending on your combined income. This is calculated the exact taxable portion — just upload your SSA-1099 and answer the questions below.
SSA-1099 document
The Social Security Administration mails Form SSA-1099 each January showing your total benefits for the prior year. It's also available at ssa.gov under "My Social Security."
Upload SSA-1099
Available from ssa.gov or mailed in January
SSA-1099 uploaded
Uploaded
Benefit details
Total benefits received in 2026 (Box 5 of SSA-1099)
$
This is the gross benefit before Medicare premiums are deducted.
Did you also receive benefits for a spouse?
Spouse's total benefits (separate SSA-1099)
$
Were Medicare Part B or D premiums deducted from your benefit?
Shown on SSA-1099 as deductions — you.ll need this for Form 8962 and Schedule A medical expenses.
Medicare Part B premiums
$
Medicare Part D premiums
$
Medicare premiums may be deductible as medical expenses on Schedule A if you itemize.
How Social Security is taxed
0% taxable
Combined income under $32,000 (MFJ) or $25,000 (single)
Up to 50% taxable
Combined income $32,000–$44,000 (MFJ) or $25,000–$34,000 (single)
Up to 85% taxable
Combined income over $44,000 (MFJ) or $34,000 (single)
Combined income = adjusted gross income + non-taxable interest + ½ of Social Security benefits. This is calculated exactly from your complete return.
Summary for filing
Schedule A
Itemized deductions replace the standard deduction ($15,750 single / $31,500 MFJ). You itemize only when your total Schedule A deductions exceed the standard amount. With the higher SALT cap ($40,000) under the OBBBA, more homeowners may benefit from itemizing.
Mortgage interest
Primary home mortgage interest
From Form 1098 — Box 1. Interest on loans up to $750,000 ($1M for loans before Dec 16, 2017).
$
Second home / rental mortgage interest
Additional Form 1098. Combined with primary — subject to same loan limit.
$
Points paid on home purchase or refinance
Box 6 of Form 1098. Fully deductible in year paid for purchase; amortized over loan term for refinance.
$
Form 1098 — mortgage interest statement
State & local taxes (SALT)
SALT cap: $40,000 (OBBBA) — up from $10,000. Phases out above $500,000 MAGI. Reverts to $10,000 in 2030.
State income tax paid this year
CA SDI, state withholding from W-2, and estimated payments made
$
Real estate / property taxes paid
Annual property tax bills — all properties combined
$
Vehicle license / registration fees
CA VLF (vehicle license fee) — only the value-based portion qualifies
$
Home purchase or refinance
Did you buy or refinance a home this year?
Your Closing Disclosure (or settlement statement) lists deductible items — prepaid mortgage interest paid at closing, points, and property taxes.
Charitable contributions
Cash donations
Check, credit card, online giving. Keep acknowledgment for any single gift ≥ $250.
$
Non-cash donations
Clothing, household goods, vehicle, securities. Tracked in your donation log — the yearly total flows here automatically.
Total from donation log
$0
Investment interest
Investment interest expense — Form 4952
Interest on money borrowed to buy taxable investments (e.g. a margin loan). Deductible up to your net investment income — your preparer applies the Form 4952 limit.
$
Summary & itemized vs. standard comparison
Above-the-line deductions
$0 tracked
These deductions appear on Schedule 1 and reduce your Adjusted Gross Income whether or not you itemize. They're often more valuable than Schedule A deductions because a lower AGI also unlocks other credits and deductions that phase out with income.
Student loan interest
Did you pay interest on student loans this year?
Deduct up to $2,500 of interest paid on qualified student loans. Phases out at $75,000–$90,000 MAGI (single) or $155,000–$185,000 (MFJ). Cannot be claimed if someone else claims you as a dependent.
Total student loan interest paid this year
Form 1098-E from your loan servicer. Also available at studentaid.gov.
$
Maximum deduction: $2,500. If you paid more than $2,500, only $2,500 is deductible.
Form 1098-E is issued by your loan servicer if you paid more than $600 in interest. For federal loans, download at studentaid.gov → your loan servicer's portal.
Educator expenses
Are you a K-12 teacher, instructor, counselor, principal, aide, coach, or interscholastic sports administrator?
Eligible educators working at least 900 hours in a school year deduct the first $350 ($700 if both spouses qualify) of out-of-pocket classroom expenses above-the-line — no itemizing required. New under the OBBBA for 2026: any amount above that cap is deductible on Schedule A as a miscellaneous itemized deduction (not subject to the 2% floor) if you itemize, and coaches and interscholastic sports administrators now qualify.
Unreimbursed classroom expenses paid this year
Books, supplies, computer equipment, software, PPE, COVID protective items. Professional development also qualifies.
$
Is your spouse also an eligible educator?
Spouse's classroom expenses
$
Keep receipts for all qualifying purchases. The deduction applies only to the school year — personal use items do not qualify even if used in the classroom.
Alimony paid
When was your divorce or separation agreement originally executed?
The Tax Cuts and Jobs Act (TCJA) changed the alimony rules effective January 1, 2019. The date of your original agreement — not when payments are made — determines the tax treatment.
Pre-2019 agreement: Alimony you paid is deductible on Schedule 1, Line 19a — above-the-line. No itemizing required. The recipient reports it as income.
Date of divorce decree or separation agreement
The original execution date — not the date of any modification. Your preparer may ask for a copy of the decree.
The date entered is January 1, 2019 or later — post-2018 agreements are not deductible. If this is correct, select "Jan 1, 2019 or later" above.
Total alimony paid in 2026
All payments qualifying as alimony — must be cash (check or direct transfer), to or for a spouse or former spouse, under a written agreement, with separate residences, and not designated as non-alimony.
$
Recipient's Social Security Number (required by IRS)
Required on Schedule 1, Line 19b. Failure to provide may result in a $50 penalty and disallowance of the deduction.
What qualifies (pre-2019 rules): ✓ Cash payments to your former spouse ✓ Payments to a third party on their behalf if required by the agreement ✗ Child support — never deductible, regardless of agreement date ✗ Property settlements or non-cash transfers ✗ Voluntary payments not required by the agreement
Post-2018 agreement: Alimony payments under agreements executed on or after January 1, 2019 are not deductible and not income. Do not report them on either return. This is a permanent change — it does not change year to year.
Exception: If your pre-2019 agreement was modified after December 31, 2018, and the modification specifically states that the TCJA rules apply, it is now treated as a post-2018 agreement. Consult your preparer if you modified your agreement.
Schedule 1 deductions — reduces AGI
Rental expenses
Rental expenses go on Schedule E and offset your rental income. Track every dollar spent on the property — depreciation alone (calculated from the purchase price) is often the single largest deduction and requires no cash outlay.
Property
Property address
Days rented in 2026
Days personal use
Expenses logged
No expenses yet. Tap + Add to log your first rental expense.
Depreciation — calculated automatically by your preparer or software
Residential rental property is depreciated over 27.5 years using the straight-line method. Your preparer calculates this from the building's cost basis (purchase price minus land value).
Property purchase price
$
Estimated land value
$
Total rental expenses logged$0
Add rental expense
Category
Date
Amount
$
Description
Dependents
Dependents affect your Child Tax Credit, Child & Dependent Care Credit, Earned Income Credit, filing status, and whether certain deductions apply. Enter each person who qualifies — your preparer or software determines who qualifies based on IRS rules.
Kiddie Tax
Do any of your dependents have investment income that may need to be reported on your tax return under the Kiddie Tax rules?
A child's unearned income (interest, dividends, capital gains) above the annual threshold may be taxed at the parents' rate (Form 8615) — or you may be able to report it on your own return (Form 8814). Upload each dependent's 1099 (1099-INT, 1099-DIV, or 1099-B) so your preparer can determine the correct treatment.
Credits potentially available
Add dependent
First name
MI
Last name
Date of birth
Relationship to you
Social Security Number or ITIN
Required for Child Tax Credit and EITC. Stored locally on your device only.
Type of taxpayer ID (Form 8812)
The Child Tax Credit requires an SSN valid for employment, issued before the return due date. An ITIN, ATIN, or non-employment SSN qualifies only for the $500 Credit for Other Dependents.
Months lived with you in 2026
Full-time student
Age 19–23 — qualifies as qualifying child if full-time student
Permanently and totally disabled
Removes age limit for qualifying child status
U.S. citizen, national, or resident
Required for the Child Tax Credit and Credit for Other Dependents
Provided more than half their own support
If yes, they aren't a qualifying child for the CTC or EITC
Could another person also claim this child?
e.g. the child's other parent after a divorce or separation — IRS tiebreaker rules decide who claims them
Files a joint return with a spouse
Other than only to claim a refund — if yes, generally can't be claimed as your dependent
Childcare paid in 2026 for this dependent
Daycare, babysitter, after-school care so you (and spouse) could work. Needed for Form 2441.
$
Care provider name
Care provider EIN / SSN (required for credit)
Credits this dependent may unlock
HSA tracker
2026
HSAs have the best tax treatment of any account: contributions are tax-deductible (or pre-tax via payroll), growth is tax-free, and qualified withdrawals are tax-free. Unlike FSAs, unused balances roll over indefinitely. After age 65 you can withdraw for any reason — effectively a second IRA.
Coverage & eligibility
Are you enrolled in an HSA-eligible High-Deductible Health Plan (HDHP)?
2026 HDHP minimums: $1,650 deductible (self) or $3,300 (family). You must be enrolled in an HDHP to contribute to an HSA.
You cannot contribute to an HSA if not enrolled in an HDHP. If you were enrolled for part of 2026, you can contribute proportionally. You can still track prior-year HSA balances and qualified withdrawals.
Coverage type
2026 contribution limit$4,300
Self-only HDHP · +$1,000 catch-up if age 55+
2026 contributions
Pre-tax payroll HSA contributions are already on your W-2 (Box 12, code W) — your preparer reads them from there. Just enter any contributions you made directly below.
Direct contributions (post-tax, then deducted)
Contributions made directly to your HSA custodian — deductible on Schedule 1. Deadline: April 15, 2026
$
Deadline: April 15, 2026 — you can still contribute for 2026
Enter contributions above to see your progress toward the limit.
Account balance
Current HSA balance
Total in your HSA — cash + investments. Available on your HSA custodian's website or app.
$
Investment tip: Most HSA custodians let you invest your balance in mutual funds or ETFs once it exceeds a threshold (often $1,000–$2,000). Tax-free growth compounds significantly over time — treat your HSA balance like a long-term investment, not a spending account.
Qualified medical withdrawals
Track which expenses you paid from your HSA. Qualified withdrawals are completely tax-free. Keep receipts indefinitely — there's no time limit on when you can reimburse yourself for old receipts, as long as the expense was incurred after the HSA was established.
Documents your preparer or software needs
W-2Box 12 code W — employer HSA contributions (already excluded from wages)
5498-SATotal contributions for the year — issued by your HSA custodian by May 31
1099-SATotal distributions (withdrawals) for the year — only issued if you took money out
Log HSA withdrawal
Expense category
Date of service
Amount paid from HSA
$
Provider / description
Receipt saved
Keep all HSA receipts — no statute of limitations for IRS audit of HSA withdrawals
Only log expenses paid from your HSA account. Expenses you paid out-of-pocket (without using the HSA) should go in the Medical deductions screen instead — you can reimburse yourself later from the HSA if you keep the receipt.
Retirement contributions
Tax year 2026
IRA deadline: April 15, 2026. SEP-IRA and Solo 401k deadlines extend to your tax filing deadline including extensions (October 15 if you file an extension). These are some of the last tax strategies available after December 31.
Self-employed retirement plans
Plan type
SEP-IRA: Contribute up to 25% of net self-employment compensation, max $70,000. Easiest to set up — open at any broker. Deadline: tax filing date including extensions. 100% employer (you) funded. No employee contributions. Ideal for high-income sole proprietors.
Net self-employment income
Schedule C net profit after expenses, before SE tax deduction — used to calculate your contribution limit
$
Your contribution limit
Contribution made or planned for 2026
Can be made up to your filing deadline — doesn't have to be December 31
$
Employee elective deferral
Up to $23,500 ($31,000 if age 50+) — separate from and in addition to the employer profit-sharing contribution above
$
SEP-IRA deadline: Tax filing date including extensions (October 15, 2026 if you file Form 4868). The plan must also be established by this date. You can open and fund a SEP-IRA the day you file.
Total SE retirement deduction$0
Above-the-line deduction on Schedule 1 — no itemizing required
Traditional & Roth IRA
Spouse IRA
Same limits apply
Non-working spouse can contribute if MFJ
Roth income limit (MFJ)
Phases out $236k–$246k
Above $246,000: no Roth contribution allowed
Traditional deductibility
Depends on plan & income
Deductible amount is calculated from your full return
Log your IRA contributions
Enter amounts contributed or planned. Enter these on Schedule 1 (Traditional deductible) or Form 8606 (Roth / non-deductible).
You — Traditional IRA
$
Under age 50: $7,000 / Age 50+: $8,000
You — Roth IRA
$
Combined with Traditional: total cannot exceed limit
Spouse — Traditional IRA (spousal)
$
Separate limit from you
Spouse — Roth IRA (spousal)
$
Combined with spouse's Traditional
Total IRA contributions$0
Workplace plan coverage
Whether you or your spouse are covered by a workplace retirement plan (401k, 403b, pension) determines if your Traditional IRA contribution is deductible.
Are you covered by a workplace plan?
Is your spouse covered by a workplace plan?
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Tax credits
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Add income
Document-based — upload only
W-2 — Employer wages
Add a new employer or second job
1099-INT — Bank interest
Add a bank or financial institution
1099-DIV — Dividends
Add a brokerage or mutual fund
1099-B — Investment sales
Adds a brokerage under Investments · consolidated 1099
1099-K — Payment apps & marketplaces
PayPal, Venmo, Etsy, eBay, Cash App, Airbnb
SSA-1099 — Social Security
Social Security benefit statement
Trackable — log entries throughout the year
New income source
Add a source not listed above
Employer / institution name
State this income was earned in
Whose income is this?
Source name
Type
State this income was earned in
Whose income is this?
Date received
Amount
Description (optional)
Delete this entry?
This entry will be permanently removed. This cannot be undone.
This date is over 3 years old
This date is more than 3 years ago. Add a brief reason so your preparer knows why — e.g. amended return, late-arriving form, or a carryover.